Reasons to get an appraisal from Southern Coast Appraisals LLC

To a lot of people, an appraisal is simply one more thing on the break-sheet for a mortgage or refinance. Even though there are an increasing number of automated home valuation methods that might appear more cost-effective than an appraisal, practically all lenders still want a local expert because the stakes are very high. You might believe that getting a mortgage is the only reason to get an appraisal, but there are other cases when the services of a licensed, independent real estate professional could come in handy.


	If you're planning on any transaction where the value of your property is a factor, contact Southern Coast Appraisals LLC. Just click here.

Dispute your tax assessment in Jackson County

It's likely you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a previous assessment of your house, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from Southern Coast Appraisals LLC is your best evidence. At Southern Coast Appraisals LLC,we can assist you in disputing your tax assessment.

Let Southern Coast Appraisals LLC help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that almost all lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This added payment is often folded into the monthly mortgage payment and is quickly forgotten. This is bad because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Southern Coast Appraisals LLC can give you a statement regarding the value of your home, and the cost of the appraisal can often be regained in little time because you'll no longer be paying the PMI.

An appraisal from Southern Coast Appraisals LLC will help you settle a divorce with less stress

A divorce is a particularly heartbreaking event for the parties involved, and it is often further complicated by the challenging decision of who keeps the home. It's a good idea to get an appraisal from Southern Coast Appraisals LLC so both parties are completely aware of the true market value of their house, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the precise value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Let Southern Coast Appraisals LLC help you with relocating to or from Jackson County

Employee relocation can be a more than just an inconvenience, and we understand. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive process, we suggest relocating employees to provide remarks on the positive attributes of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.

Let Southern Coast Appraisals LLC help you sell your home quickly at the right price

A professional appraisal will help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.

On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.